The Elephant in the Room
The property podcast for the thinking person.

Episodes

Episode 461: The Property Strategies That Still Work After the Budget

The latest budget and tax changes have forced Australian investors to rethink some of the strategies that have shaped property investment for decades. With changes to negative gearing, capital gains tax and investment structures, what still makes sense?

Financial adviser Ben Nash joins Veronica Morgan and Chris Bates to unpack the post-Budget investment landscape, including property investment, rentvesting, tax strategy, superannuation, shares and the role of leverage in building wealth. Ben also explains why he still sees a place for investment property, but why the numbers need to be examined differently in the current environment.

The conversation goes beyond tax. They explore when buying your own home can limit broader wealth creation, how to stress-test a property strategy against future life changes, why people often fail to act on good financial advice, and the risks of relying on social-media “hacks” for major financial decisions.

As investment strategies become more complex, getting the structure and strategy right matters.

Listen to the full episode with Ben Nash for a practical discussion about financial planning, property investment and building wealth in a changing tax environment.

Episode Highlights

00:00 – Meet Financial Adviser Ben Nash

03:23 – Why Rentvesting Can Beat Buying Your Home First

09:44 – Why Good Advice Gets People To Act

12:30 – Why Property Still Matters For Wealth Building

21:36 – Does Rentvesting Still Work After The Rule Changes?

26:45 – How Investors Are Feeling After The Budget

29:49 – Building Financial Buffers For AI Disruption

34:59 – The Frustration With Constant Tax Policy Changes

36:02 – Are Tax Changes Holding Back Ambition?

39:28 – Why Smart People Still Fail To Take Action

42:04 – The Costly Mistakes Investors Make With Structures

46:01 – Can You Afford Advice Or Should You DIY?

48:52 – Final Thoughts: What Should Investors Do Now?

About the Guest

Ben Nash is a financial adviser and the founder of a financial advice business that works with professionals navigating major financial decisions around property, investing and wealth creation. He has spent more than a decade working with clients in their 30s and 40s and has built more than 10,000 financial plans on a fixed-fee model, without product commissions.

Ben brings a different perspective to property because his advice is not tied to whether a client buys a property, invests in shares or chooses to do nothing. His focus is on the numbers, strategy and long-term financial outcome.

In this episode, Ben shares how he is advising clients in the wake of recent Budget and tax changes, including the evolving role of negative gearing, rentvesting, property structures, superannuation and shares. He also explores the behavioural barriers that stop people acting on good financial decisions, the risks of DIY strategies and why comprehensive financial planning is becoming increasingly important.

Connect with Ben

Resources:

Visit our website: https://www.theelephantintheroom.com.au

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Chris Bates